Insurance

Key features and benefits:

• A 24 hour helpline for medical emergencies
• Emergency medical expenses in the event of illness or injury
• Protection against cancellation or curtailment charges
• Cover for loss or damage to baggage and personal money
• A wide range of sports and activities covered
• Cover for irrecoverable pre-paid college, university or language school fees
• Leisure trips within Europe and any trip outside the UK if part of your course

Key eligibility criteria and exclusions:

• Not available to anyone aged 66 or over
• No cover under cancellation or curtailment charges, emergency medical expenses or personal accident relating to any reason set out under ‘Important conditions relating to health’ – see group policy wording
• No cover where the FCO or World Health Organisation has advised against travel
• No cover where travel is not departing from and returning to your home country
• Each claim will be subject to a £50 excess wherever an excess applies

The table below displays a summary of the maximum amounts which are payable under each section. Please note the group policy is subject to terms, conditions, limits and exclusions – please refer to the group policy wording and the statement of insurance for full details of the cover available.